2022年1月28日

A – share market cooling fund how to cast?

The stock market is like the sea, there are always ups and downs, and since the Spring Festival, the A-share market has staged the drama of “the tide recedes”.

In the face of the sudden “ebb tide” market, many investors fell into a tangle.

Stop-loss escape, worry about A shares staged in March last year, A wave of adjustment immediately rose, miss the market to step short; Add Cang to continue to Taobao, and worry that this is only the “tide receding” of the prelude, more violent fall is still behind.

Retreat afraid of empty, afraid of falling. In the face of the tangled market, how can fund investment? Fund cast!

Fund is cast in fixed time namely, with fixed amount, investment fixed fund. General with week fixed cast or month fixed cast way to invest, investment capital is common basically “small change”, won’t affect the life.

Adopted the way the fund fixed investment, when the market fell. Investors can see that the total cost of investment is constantly decreasing. When the market returns to the initial investment point, the investment will have returns. And when the market goes up, investment naturally goes up and returns.

The stock market always ebbs and flows. Don’t lose heart when the tide ebbs and flows. As long as you wait for the tide, you can harvest the “smile curve”.

Why do we clearly know that as long as we insist on holding can have a better return, timing is futile, or will “chase up and kill down”, constantly follow the market up or down or joy or sorrow?

The main reason for this mindset is that the amount of money invested is too large. If the investor has $1 million and invests $900,000, then market volatility has a big impact on the asset. If you only invest $100,000 or less, then you won’t worry too much about the market going up or down. Less money has less impact on your life.

Fund casting is such! Every time fixed amount is not very much, a few hundred pieces are ok. In this way, investors will not be be swayed by considerations of gain and loss because of the changes in the market, and it is more conducive to investors to adhere to the long-term investment concept, firm investment is not “cut off”.

Fund is cast after signing a contract definitively, deduct money on time every month, need not oneself investor to operate completely. As to when should light warehouse, when should heavy warehouse, should buy what stock to wait a moment to give professional personage to worry about completely. Professional things, trust to professional people to do. Market adjustment, you can really set your mind at ease, without fear of short-term fluctuations.

In addition to the above points, investors choose the fund investment also need to pay attention to the following aspects:

First, the choice of fund type. Because the fund is cast definitly ask investor to be able to invest for a long time above all, can choose rights and interests so kind of fund undertakes investment. After all, equity funds as a whole have done better historically.

Second, the fixed date can choose pay day. Many investors find themselves running out of money at the end of the month. Xiao Hong suggests that you invest on payday or the next day to force savings and investments.

Third, do not invest too much money. Must not take on too much, the most important thing is to stick to it. If it’s too much for you each time, it’s hard to stick to it.

The market rises and falls, every time encounter adjustment, unavoidably nervous, using the fund fixed investment, will reduce this sentiment, so that financial management is more easy. In addition, the fund will be able to bring investment income for investors “smile curve”, investors need to have a firm belief in the long-term rise of the market. Believe that the capital market ups and downs, there will be ebb tide tide. In the context of the long-term improvement of China’s economy, the overall trend remains upward, and the long-term returns of the equity market will also be boosted. (CIS)

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